Views, views and did I say views, from every window. 6.4 acres of fully fenced, rolling hills w/ frontage to Auburn Ravine Creek. Lovely updated and unique style 2700sq ft home w/ new designer kitchen w/ natural quartzite counters and vinyl blank flooring. New master bath w/ soaking tub & designer tile. Custom iron railing in dining rm and down banister. Double, auto sunshades for S/W facing windows. Most of the windows have been replaced.New deck just completed. NID irrigation water to entire acreage. Cool off and take a dip in your very own pool and spa with rock waterfall. Equestrian dream property w/ lighted, sprinklered, 130'x 50' arena. 5 stall barn w/2nd floor open storage and tack room. Barn stalls all w/ padding. 3 outdoor paddocks w/ padding, lights & power. 10.4KW owned solar system. Wired for generator. Big plus...this home is located in the much sort after Del Oro school district. Trails, lakes, rivers, wineries, shopping, restaurants, golf courses, you name it, it's all close by.
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Joanne Santaella
$1,010,000
El Dorado Hills Area Single Family Home
Active
3029 Calypso Circle El Dorado Hills, CA 95762
3 Bed
4 Baths
2993 sqft
MLS# 224107180
This sprawling 2,993 sq. ft. single-story boasts 3 bedrooms, 3 1/2 baths, and a versatile flex room, providing ample space for relaxation and entertainment. The open floor plan creates an inviting ambiance, accentuated by tall ceilings that amplify the sense of grandeur. Natural light floods the interior, making the space feel bright and welcoming. The bright, open gourmet kitchen is a chef's dream, featuring stainless GE appliances, quartz countertops, pristine cabinetry, and a large island with a dine-in bar. The home also includes solar for energy efficiency. Conveniently located just minutes away from Town Center with shopping and restaurants, and with quick access to Highway 50, this home combines luxury living with practical convenience. Experience 5-Star Resort-Style Living at Heritage El Dorado Hills 55+ Gated Active Adult Community! This fantastic community offers everything you need, including: Gorgeous resort with pools and spas, fitness center and indoor heated lap pool Tennis courts and gathering areas,catering pub and bocce ball courts, pickleball and aerobic & dance studios and dog park.
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Deborah Stafford
$999,900
Rocklin Area Single Family Home
Contingent
919 Wilderness Way Rocklin, CA 95765
5 Bed
5 Baths
3737 sqft
MLS# 224085795
WHITNEY RANCH ~ POOL & BBQ. This 5 bedroom home with thoughtful design provides ample space for everyone. The heart of the home is the gourmet kitchen featuring a large island with counter seating, perfect for casual meals or entertaining. The kitchen is complemented by an oversized walk-in pantry, abundant cabinetry, and a built-in study area, making it as functional as it is beautiful. Adjacent to the kitchen, the generous family room offers a cozy yet expansive space for relaxation and gathering. The backyard is a true retreat. Enjoy sunny days by the sparkling pool, or cook up a feast at the outdoor BBQ. Whether you're hosting a summer party or enjoying a quiet evening, this outdoor space is designed for leisure and enjoyment. Two versatile spaces in the home allow you to make the home yours. The space currently used as a gym could easily be transformed into a game room or a conditioned storage room; and a formal dining room currently serves as an entertaining sports bar. Situated in Whitney Ranch, a vibrant community known for its family-friendly atmosphere. Experience award-winning Rocklin Schools. Across the street from Whitney Park with ball fields, play structure and splash pad. The HOA's Ranch House hosts community events. Enjoy 5 miles of trails through Whitney Ranch.
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Stephen "Steve" Quaranta
$899,000
Loomis Area Single Family Home
Pending
3619 Colony Lane Loomis, CA 95650
4 Bed
2 Baths
2209 sqft
MLS# 224103175
Designer touches, OWNED SOLAR, ADU and a POOL/SPA in the heart of Loomis! This beautifully updated single-story home offers 4 bedrooms, 2 baths, and 2,209 square feet of comfortable living space. Nestled on a spacious 0.34-acre lot, this property also features a detached 271 sqft ADU/casita with full bathroom perfect for guests, a home office, or additional income potential as well as a large 500sqft garage. Enjoy endless summers by the built-in pool and outdoor kitchen or take a short stroll to downtown Loomis, where you'll find an array of coffee shops, restaurants, and charming boutiques. Inside, the open-concept floor plan you'll discover a custom kitchen with large island, updated flooring, multiple living areas, indoor laundry room, recessed lighting, and custom touches throughout. Outside you'll find the beautifully landscaped private yard with a built in pool/spa, outdoor kitchen and spacious patios (1600sqft) for those pool parties. Don't forget about the OWNED SOLAR, tankless water heater and a newer HVAC system (2023). Almost every inch of this home has been tastefully upgraded! Located within the highly rated Loomis school district, this move-in-ready one of a kind gem in Loomis offers a rare opportunity you won't want to miss! No HOA and low property tax area.
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Anthony Scarpelli
$875,000
Auburn Area Single Family Home
Active
1101 Sluice Box Circle Auburn, CA 95603
4 Bed
3 Baths
2461 sqft
MLS# 224110890
Welcome home to 1101 Sluice Box Circle! Built in 2018, this meticulously maintained 4-bedroom, 3-bathroom home offers 2,461 square feet of spacious living. The single-story layout includes an upstairs loft with stunning views of Folsom Lake and the rolling hills beyond. As you enter, you're greeted by an open floor plan, high-end finishes, and an exquisitely landscaped backyard featuring a serene waterfall and electric patio awning. Soaring ceilings, recessed lighting, and imperfect smooth-textured walls create a modern and inviting atmosphere. The home is equipped with electric roller shades for added comfort and convenience. The living room, complete with a cozy fireplace, includes an LG TV. The chef's kitchen offers dual sinks, a pot filler, glass upper cabinets, and a large island perfect for entertaining. The primary suite include outdoor access, a luxurious en-suite bathroom with dual vanities, and a spacious walk-in closet. Thoughtful touches like brushed nickel hardware throughout the home add to its elegance. Additional highlights include a Generac generator, included backyard shed, epoxy-coated garage floors, and a fully equipped laundry room with included washer, dryer, sink, and ample cabinetry. Don't miss the chance to make this exceptional home yours.
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Sean Collins
$874,990
Lincoln Area Single Family Home
Active
1300 Cedar Drive Lincoln, CA 95648
5 Bed
4 Baths
3469 sqft
MLS# 224110364
Walk to top-rated elementary, middle, & high schools from this meticulously maintained 5-bed, 4-bath home in the coveted Twelve Bridges community. Nestled on a spacious corner lot with double RV access, this stunning 3,469sqft residence offers unparalleled convenience & value. Save Big Every Month! Keep your RV & boat on your property with two paved RV parking areas, enjoy the added convenience of a 3-car garage for all your toys. Plus, with your OWNED solar system, you can say goodbye to high electric billsJuly's was just $13! Unwind in the spa or by the firepit in your oversized yard, which features two grassy areas perfect for kids & pets to play. The large custom-built covered patio, complete with ceiling fans & built-in refrigerators, is ideal for hosting gatherings or simply enjoying a quiet evening. Inside, you'll find expansive living areas, including a generous bonus room & a versatile loftperfect for a home office or play area. The large kitchen, featuring an island, is designed for both cooking and entertaining. Retreat to the oversized primary suite, which boasts a cozy sitting area and ample space, while all bedrooms are generously sized, including a spacious junior suite. Enjoy easy access to nearby trailheads for hiking & biking, and no HOA!
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Anthony Scarpelli
$850,000
Roseville Area Single Family Home
Active
8105 Bauser Avenue Roseville, CA 95747
4 Bed
3 Baths
3094 sqft
MLS# 224108921
Your Private Escape & Foodie Paradise Awaits! This 4 Bedroom, plus Loft Home features 3 Full Bathrooms. This spacious & bright 3,094 Sq Ft home will be your sanctuary with function, convenience & privacy on a 6,713 sq ft Interior Street Lot. The downstairs floor plan flow allows for easy access to all parts of the home, yet provides individual spaces with 10 Foot Ceilings. The downstairs bedroom & full bathroom can provide options for multi-generational living or guest stays. The open kitchen overlooks the private backyard, with easy access to the Dining Room & Family Room areas. The upstairs features 9 Foot Ceilings, plus TV Loft with large walk-in closet, 2 additional bedrooms & spacious Primary Suite w/ dual sink vanity, walk-in shower & soaking tub. The backyard features a sparkling custom solar heated pool with water feature, multiple seating areas & shade pergola. Enjoy having your own fresh growing herbs, grapevines & fruit trees w/ automatic drip irrigation. This home has a 2 car garage including storage cabinets & additional workspace areas, as well as a separate 1 car garage w/ openers. Just a few blocks to Blue Oaks Elementary & Park in the highly rated Roseville City School District, plus close to Nature Walking Trails & Shopping. Check out the 3D Tour to see it all!
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Heather McCarthy
$799,000
Galt Area Single Family Home
Active
926 Fermoy Way Galt, CA 95632
5 Bed
4 Baths
3148 sqft
MLS# 224077077
Welcome to your dream home! Price Reduction! This stunning 5-bedroom, 4-bathroom home is situated on a coveted corner lot in one of the most sought-after neighborhoods. Perfect for families of all sizes, this home offers a unique blend of luxury, comfort, and functionality. Main Features: Two Master Suites: Enjoy the convenience of a large master bedroom and bath on the main floor, located near the laundry room for easy access. The second master suite upstairs includes additional space perfect for an office or nursery. Upstairs master bath feature a separate tub and shower with dual vanities. Gourmet Kitchen: The heart of the home boasts granite countertops, a spacious pantry closet, and modern appliances. Perfect for entertaining and everyday meals, this kitchen is a chef's delight. Energy Efficient: This home is equipped with PAID solar panels and a charging station in the garage, making it eco-friendly and cost-effective. Outdoor Oasis: The backyard is an entertainer's paradise, low maintenance including a beautiful pool and a water feature and a Baja shelf, perfect for sitting in the pool.
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Arlene Monroe
$749,900
Meadow Vista Area Single Family Home
Active
1065 Faith Drive Meadow Vista, CA 95722
3 Bed
2 Baths
1824 sqft
MLS# 224108824
Beautifully updated 3 bed,2 bath, plus den home with lots of character on 1.6 acres in a secluded, peaceful setting, yet easy freeway access without the noise. There is so much character in this home, with multiple angles and high ceilings at different heights and multiple skylights. Storage room under home. This gorgeous home is move in ready and shows beautifully! Pride of ownership shines through.
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Elizabeth "Liz" Black
$735,000
Roseville Area Single Family Home
Pending
2168 Penstone Loop Roseville, CA 95747
3 Bed
3 Baths
2385 sqft
MLS# 224097640
THE CLUB AT WESTPARK ~ ACTIVE ADULT 55+ ~ POOL This beautifully maintained Holsinger model offers the perfect blend of elegance and comfort with 3 bedrooms and 2.5 bathrooms. As you enter, you'll be greeted by an open and spacious floor plan, featuring high ceilings, abundant natural light, with premium finishes throughout. At the heart of the home is the gourmet kitchen, complete with granite countertops, stainless steel appliances, and a large center island, perfect for entertaining. Friends and family will be comfortable in their remote guest area. While the spacious owner's suite provides privacy. Enjoy the spa-like owner's bathroom with dual sinks, sunken tub and stall shower. Owner's suite has private access to step outside to your private, lush backyard oasis, where you'll find a sparkling lap pool that features serene waterfalls, creating a tranquil escape right at home. Whether you're looking to take a refreshing dip or relax poolside, this stunning outdoor space is ideal for both relaxation and recreation. As a resident of The Club at Westpark, you'll enjoy access to exclusive amenities. The Clubhouse serves as a vibrant hub of the community and includes a state-of-the-art fitness center, resort-style swimming pool, a variety of social clubs, and events.
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Stephen "Steve" Quaranta
$629,000
Auburn Area Single Family Home
Active
12950 Mott Court Auburn, CA 95603
3 Bed
3 Baths
1587 sqft
MLS# 224114164
Welcome to 12950 Mott Court in Auburn! Nestled on nearly a quarter-acre in a tranquil cul-de-sac, this beautifully maintained home offers a peaceful retreat. The exterior was freshly painted two years ago, complete with new gutters and leaf guards along with a new electric panel. Step inside to enjoy fresh interior paint throughout and brand-new carpets upstairs. With an optional fourth room perfect for a home office or flex space, this home adapts to your lifestyle. Cuddle up next to the fire pit on your back deck as you enjoy a beverage of your choice. Located in the desirable Bowman school district, RV parking is possible. Don't miss this serene and spacious gem! **Square footage of office/flex room not included in MLS price per sq. ft.
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Julia Lersch
$599,950
Orangevale Area Single Family Home
Active
8698 Char Avenue Orangevale, CA 95662
4 Bed
2 Baths
1551 sqft
MLS# 224104533
Beautiful home in Orangevale. 4 bedroom, 2 bathroom home with 1551 sq ft. The kitchen includes granite counters, stainless steel appliances. Gorgeous laminate flooring. Home was remodeled by the previous owner in 2019 including roof and HVAC. Corner lot, with large backyard, with room for a pool, RV access or an ADU. Move in ready. Do not miss this home!!
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Ali Zeeshan "Zeeshan" Swaleh
$599,000
Foresthill Area Single Family Home
Active
5165 Melody Lane Foresthill, CA 95631
4 Bed
3 Baths
3360 sqft
MLS# 224079021
This HUGE 3360SF 4 Bedroom, 3 Bath Forest Hill home on 5 USEABLE acres is a peaceful slice of heaven nestled under oaks and tall pines. Upgraded LVP Flooring, LED lights, (2) wood burning stoves, kitchen lovers will enjoy the huge kitchen w/island, pantry closet, laundry room and lots of storage. Relax on the covered wrap around deck above the meadow or work in the garden. This huge house has the ability for multi generations with downstairs plumbing for Kitchenette. 2 car garage, RV parking with 220 on garage wall for Electric Car or RV Own your peaceful farm with wild deer, nature and green everywhere around you. A Horse stable area with a 3 stall mare motel, Horse shed and barn. Chickens (6-12 eggs a day) negotiable. Close to Everything! 4 minutes to Forest Hill School, 5 minutes to Wortons's Market and 6 min Downtown Business District
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Ken Gee
$549,900
Fair Oaks Area Single Family Home
Pending
7139 Zelinda Drive Fair Oaks, CA 95628
3 Bed
3 Baths
1618 sqft
MLS# 224089208
Welcome to Fair Oaks! Updated single-story home in the heart of Fair Oaks. This charming 3-bedroom, 2.5-bathroom residence spans 1,618 square feet and sits on a spacious quarter-acre lot. The large primary bedroom offers a peaceful retreat with a walk-in closet and an en-suite bathroom. The kitchen features maple cabinets and granite countertops. Enjoy the comfort of two living areas, one complete with a cozy fireplace. Throughout the home, you'll find updated flooring, recessed lighting, new interior doors, and trim. updated HVAC system. Located just a short walk from Bird Track Park, Elementary/Middle/High Schools, grocery stores, coffee shops, and more. Don't miss the chance to make 7139 Zelinda Dr your own! No HOA and low tax area.
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Anthony Scarpelli
$535,000
Colfax Area Single Family Home
Active
27935 Manzanita Trail Colfax, CA 95713
4 Bed
4 Baths
2949 sqft
MLS# 224050300
This beautiful, rustic 2949 square foot home features 4 large bedrooms, 4 full baths, 3 large covered decks, lower level possible inlaws quarters. This home has breathtaking views.Close to skiing, Rollins lake and many more outdoor adventures. This home will make you feel like you are on vacation everyday!
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Elizabeth "Liz" Black
$529,000
San Pablo Area Single Family Home
Active
5775 Westview Place San Pablo, CA 94806
2 Bed
2 Baths
983 sqft
MLS# 224113387
This Cute Freshly Painted 2-3 Bedroom and (2) Bath home comes with SF Bay and Bridge Views from (2) bedrooms on .21 Acres (possible RV). Two car tandem garage gives extra space for cars and storage. (4) Storage Units on property. Possible Addition or ADU for more room and VIEWS of the Bay could be built. Come enjoy the citrus trees and garden on this spacious property. Private road offers peace and quite in this neighborhood. If you are an outdoor enthusiast this home is minutes from Wildcat Canyon Park. Just a couple of miles from Lytton Casino. Tons of possibilities. So much room to do what ever you imagine. More photos to be uploaded 10/11/2024.
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Ken Gee
$515,000
Citrus Heights Area Single Family Home
Active
7206 Spicer Drive Citrus Heights, CA 95621
3 Bed
2 Baths
1708 sqft
MLS# 224100094
Located in a welcoming community, this beautiful newly roofed 3 bedroom 2 bath residence features updated bathrooms and kitchen, two living spaces, a large dining room, separate laundry and pantry and a sunroom with endless possibilities. The spacious primary features an en-suite bath. Step outside to discover your expansive yard including space for RV parking making weekend getaways a breeze.
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Socorra Suki "Suki" Eaves
$470,000
Penn Valley Area Single Family Home
Pending
17856 Jayhawk Drive Penn Valley, CA 95946
3 Bed
3 Baths
1952 sqft
MLS# 224072132
RECENT KITCHEN/LAUNDRY IMPROVEMENTS. Golfer's Paradise Meets Modern Living! Dreaming of luxury, relaxation, and security in a gorgeous, gated community? Look no further! This sun-soaked, move-in-ready single-story gem boasts a perfect blend of style and function. Step into an airy open floor plan featuring a sleek kitchen with a central island and an inviting family room ideal for entertaining. With **TWO** en-suite bedrooms opening onto a spacious back deck, your private retreat awaits. Offering 3 bedrooms and 3 full baths, there's plenty of room to relax. The picturesque backyard is just waiting for your green thumb, and the fresh interior paint and chic laminate flooring tie everything together beautifully. Perched on a prime corner lot in the sought-after **Lake Wildwood** community, enjoy world-class amenities like an 18-hole golf course, serene lake, tennis, and pickleball courts. Plus, a brand-new roof and 2.5-car garage sweeten the deal! Whether you're a first-time buyer, seeking a vacation escape, or looking for a forever home this one has it all!
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Deborah Stafford
$442,500
Marysville Area Single Family Home
Active
5619 Bloom Drive Marysville, CA 95901
4 Bed
3 Baths
1810 sqft
MLS# 224098552
Welcome home to 5619 Bloom Dr! This beautiful two story home is located minutes from Beale AFB. Built in 2013, this 1,810 sqft home offers 4 Bedrooms, 3 Bathrooms, and an inviting floor plan. Host your guests in your beautiful Kitchen or in your generous sized backyard. Kitchen updated and whole interior house painted in 2020. Solar installed in 2019 and comes with a 25 year warranty plus 10 year roof warranty..best part, SOLAR OWNED! Come see me today!
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Lyndsie Gonzalez
$395,000
Roseville Area Single Family Home
Active
932 Circuit Roseville, CA 95678
2 Bed
1 Baths
1032 sqft
MLS# 224091887
BRAND NEW ROOF on this darling home in the heart of Roseville! This home has been lovingly cared for and is move-in ready for you. Seller has thoughtfully updated the bathroom, installed brand new dishwasher, new carpet and painted inside and out. Inside laundry room has built-in shelves and direct access to backyard. This home has two bedrooms plus a third room for office or flex space. The garage is extra wide with two lighted storage rooms and shelves for your additional items. The spacious yard has plenty of room for kids, pets, or gatherings with a roomy covered patio and mature redwood trees.
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Angela Collins
$353,000
Carmichael Area Townhouse
Active
4051 Oak Villa Circle Carmichael, CA 95608
3 Bed
2 Baths
1344 sqft
MLS# 224102346
Welcome to this charming 3-bedroom, 1.5-bathroom townhouse located in the peaceful community of Oak Villa Circle in Carmichael. This home features an inviting living room with a cozy bay window and ample natural light. The spacious kitchen opens up to a breakfast bar, perfect for casual dining or entertaining. The large primary bedroom offers comfort and relaxation. The community is managed by an HOA that includes great amenities like a swimming pool, playground, roof and exterior maintenance, ensuring a low-maintenance lifestyle. Located in a quiet neighborhood with easy access to parks, schools, and shopping, this townhouse is perfect for first-time buyers or investors looking to expand their portfolio. Don't miss out on this wonderful opportunity to own in this well-maintained community!
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Hovhannes Hovakimyan
$280,000
Citrus Heights Area Manufactured Home
Active
6628 Grosse Point Court 608 Citrus Heights, CA 95621
3 Bed
2 Baths
1680 sqft
MLS# 224091937
Nestled in the Lakeside senior community, this fully updated 3-bedroom, 2-bath home, built in 1981, offers modern comfort and exceptional value. It features two large storage sheds, each with built-in electrical, perfect for lighting and added convenience. Upgrades include new electrical and plumbing, a renovated kitchen, newer roof, updated flooring, and a recently installed HVAC system. A tankless water heater and barn-style closet doors add efficiency and charm throughout. The chef's kitchen boasts high-end Forno appliances, including a 48'' hood with warming shelf, 8-burner range, double ovens (one convection), a 24'' microwave, and Delta faucets. The island sink even has an additional garbage disposal. The master bath feels like a spa, with a tiled walk-in shower and multiple shower heads. The guest bath impresses with stylish American Standard finishes. With countless upgrades, this home stands out as a blend of modern convenience and timeless comforta true must-see!
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Arlene Monroe
$280,000
Citrus Heights Area Condominium
Active
7441 Auburn Oaks G Citrus Heights, CA 95621
2 Bed
2 Baths
929 sqft
MLS# 224113054
Welcome Home to this freshly updated 2 bedroom, 2 bathroom home with private inside laundry hook ups. Be the first to enjoy the new Mohawk Home Townview Oak Waterproof + Clean Protect floors, the fresh white interior paint, the gorgeous white veined granite kitchen counters, and so much more. The owner also lovingly removed the dated acustic ceilings and updated the lighting to give this home a modern touch. The HVAC is smart controlled and there is a Ring doorbell. The dishwasher was installed in the last 4 mos and the water heater is only a few years old. This home has a spacious front courtyard and a private back patio. It is situated between a lovely front grass and tree area and the rear grass and pool area. Your own covered parking space is conveniently located right in front of your home. Come check out this beauty and be the new proud owner. Unit #G
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Angela Collins
$179,900
Cameron Park Area Land
Active
3299 Woodleigh Lane Cameron Park, CA 95682
Bed
0 Baths
sqft
MLS# 224108669
Beautiful custom lot located in desirable Viewpointe Subdivision with amazing mountain views! Gorgeous views of the snow covered Sierras in the winter, plus views of city lights and local hills all year round. The perfect location to build your dream home or spec home! All public utilities are available. Close to shopping, schools, freeway access.
Listing Courtesy of Metrolist / Better Homes And Gardens Real Estate Reliance Partners / Cathy Christiansen